How To Build An Old Money Capsule Wardrobe

Indulge in the world of timeless elegance as we unravel the fashion trend taking the style scene by storm – the "Old Money Aesthetic." This guide explores key elements of this sophisticated trend and recommends carefully curated products to effortlessly embrace the allure of classic luxury. Budget-friendly and versatile, these recommendations complement staples you likely already have in your closet: white t-shirts, jeans and your favorite little black dress.

From Left to Right: Pearl Earrings, Classic Gold Hoops, Twisted Gold Hoops, Creed Perfume in Love In White, Black Turtleneck, Tortoise Headband, Black Tweed Jacket, Black Lace Bralette, Plaid Mini Skirt, Stuart Weitzman Women's Reserve Stretch Suede Boots

The Foundation of Timeless Classics

Building your capsule wardrobe starts with securing neutral basics. You may often hear that one should invest in high quality basics and while that is a great principle, you don’t have to go to luxury stores to obtain these items. Rather than focus on brand, consider the garment material and fit to your body type.

From Left to Right: Black and Camel Belts with Gold Buckles, Beige Turtleneck Sweater, Beige Knit Sweater, Cherry Red Leather Purse, Gold Earrings, Tortoise Claw Clips, Black and White Set, Silk and Lace Tank Tops in Black and Beige, Classic Black Trousers, Personalized Monogram Towels, Black and Beige Pointed Toe Sling Backs

Wardrobe Staples

Keeping in mind the principle of considering fit and materials, let’s discuss which staples will be the foundation of your wardrobe:

Trousers
When it comes to trousers, fit and material goes a long way. In the summer, linen is a wonderful option but be sure to check that they aren’t sheer. Length of the trouser is up to your preference. At the moment, a long, wider leg trouser is very popular and also comfortable.

Classic White T-Shirt
You probably already have one of these in your closet! Some people say to invest in a white t-shirt but this isn’t necessary at all. There are lots of stores that have affordable, well made white t-shirts at very reasonable prices (Old Navy). Buying a more affordable white t-shirt means you can always have an extra fresh one on hand.

Turtleneck Sweater
Again, focus on fit and material here. Rather than choose a cotton material, try a material that will look more expensive like a knit or cashmere. Beige, camel and black turtleneck sweaters can add elegance to an outfit immediately.

Button Downs in Cotton, Linen or Silk
Button down shirts are one of the easiest ways to look more put together and elevated. While there are plenty of great other types of tops to add to an Old Money Wardrobe (such as a silk tank top), a button down is a great place to start.

Comfortable Flats or Loafers
Keep your flats and loafers classic by keeping them simple. While this is a fun place to add color to an outfit, if you are starting at the beginning, consider sticking to black or beige (or even a combination, inspired by Chanel).

Mastering the Art of Color Coordination

Color coordination is key, with a palette of black, grey, beige, and white forming the foundation. For warmer months, consider palettes like white, black, navy, sage green, light beige, and light blue. Cooler months embrace beige, black, dark grey, camel, cherry red/bordeaux, forest green, and brown. These palettes guide your choices, ensuring a cohesive and sophisticated wardrobe.There are no hard and fast rules here but these are some color palettes to use as a guide:

 
 
 

Warmer Months Color Palette

Cooler Months Color Palette

 

Accessorizing Elegantly

Accessories can really make or break the Old Money aesthetic.

Jewelry
When it comes to jewelry, less is more is a good principle to stand by. Stacking necklaces, earrings and rings is beautiful, but doesn’t lend itself to the aesthetic. Keeping the amount of jewelry minimal doesn’t mean it has to be dainty. A classic pearl or 12/16mm gold hoop earring will always look great but check out these other classic styles for inspiration:

Handbags
One great staple for an Old Money aesthetic is a leather saddle purse. Keep things simple and pay attention to hardware if you are going to buy outside of a luxury brand. Whatever style of handbag you choose, keep in mind the material, hardware and the color palette above. A Bordeaux or camel colored purse will always be stylish.

More
Add some sophistication to pants or even shorts with a leather belt. Very easy! For hair accessories, try tortoise clips, claws and headbands.


As you embark on this journey to refine your style with the Old Money Aesthetic, remember that the true beauty lies in the enduring elegance of timeless pieces. Craft your signature look as you mix-and-match your favorite classic pieces.

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Daniela HummelComment